Showing posts with label kids. Show all posts
Showing posts with label kids. Show all posts

Wednesday, December 18, 2019

How to Help Your Kids Understand the Family Financial Budget


Between You, Me and the Lamp Post

How to Help Your Kids Understand the Family Financial Budget

Very few children know the value of money.  They see that their friends have the latest electronic gadgets, designer clothing or fashionable jewelry and they want it too.  They have no idea how much those items cost or whether or not Mom and Dad can afford them.  If you’ve ever wondered how to help your kids understand the family financial budget, the following tips might help.

As soon as children are old enough, tell them how much you earn and show them what kind of bills have to be paid on a monthly basis.  Talk to them about the mortgage/rent, the hydro bill, phone bill, credit card and anything else that needs paying.  Write all payments down, add them up and deduct them off your income.  Seeing how much is left will make them understand what a family budget is.

Let children accompany you on grocery shopping trips and let them see the bill.  While shopping, individually priced items may not make much of an impression on them, but seeing it added up might open their eyes just how expensive groceries are.  If you are paying with a credit card, show them the statement at the end of the month.  For a lot of children a credit card is a magical card that pays bills, but they don’t take into account that that card has to be paid too.

Teach your children about shopping around and practice what you preach.  The next time you need shoes, a sweater or washing liquid, take the kids along and show them that shopping around might help them save a significant amount of dollars. When they see how much you save by visiting more than one store, chances are they will do the same.

Introduce your children to earning their own money.  Don’t just give them an allowance, but give them tasks to do and pay them accordingly.  They will soon find out that it takes time and effort to get a particular sum together.  If you want them to learn the value of money, let them get a part-time job when they are old enough.  Nothing teaches kids more effectively about money than having to work for it.

It might also be a good idea to let them have their own savings account.  Not just a piggy bank in which they save a few coins, but a proper bank account that pays them interest and with which they can see their savings grow.  With a growing savings account they might prefer to put money aside instead of spending it.





Wednesday, November 20, 2019

Day 89: After nine boys woman is overjoyed with a daughter



Between You, Me and the Lamp Post

Day 89: After nine boys woman is overjoyed with a daughter

I tend to avoid Facebook posts because I find some of them too upsetting, but every now and then I still have a quick look. Today was such a day and I very much regret it as what I saw made my blood boil. 

Someone posted a photo and the link to an article with the headline “Mother of nine boys is overjoyed to finally have a daughter.”

While three people gave this article a thumbs up, I gave it an angry face. Who in their right mind has ten children? If it were up to me, I’d castrate that man.

Reading about such a large family raises a number of questions: where do they live? How do they manage to put food on the table? How do they manage to keep all the kids clothed? The woman obviously doesn’t work and there is no way the man can manage to feed and clothe that lot on his salary.

So, they get subsidized for housing, they get subsidized for food and subsidized for clothing.
The official word is, government-subsidized but what it actually means is … taxpayer-subsidized. We pay for their enormous house, we pay for the masses of food they consume, we pay for their clothes and we pay for the bus they drive. I assume they drive a bus as there isn’t a car large enough for a family of twelve.

I do wonder though what’s going to happen to all those kids. Will their education be taxpayer-funded too? Will we pay to send that lot to college? Other people have to work and save to send their kids to college, or the kids get part-time jobs, but not them, they will most likely get it for free.

How will they even get to study in a house full of kids? I can imagine that there’s quite a bit of noise and running around. The student can forget studying in his room, because of a lack of privacy. Worst case scenario, he’ll go to a friend’s house or to the library. Fleeing an overcrowded house will most likely lead to falling in with the wrong crowd and a life of crime. One or several of them might up in prison, once again become a burden on the taxpayers.

And what about the psychological side of this family. Right now those boys are little more than kids who can’t see past their nose, but that won’t stay that way. There will come a time when they will think … I wasn’t wanted. Mom kept having kid after kid after kid, hoping for a girl. When I was born a boy, she didn’t want me, I was a disappointment. We are all disappointments!

Finally, what kind of an effect does such a large family have on the environment. Let’s say that one child goes through 5 diapers per day, that’s 1,825 diapers per year, for ten kids that 18,250 diapers for just this one family.

Everyone knows by now that the world is overcrowded. So why allow a family to have ten kids? We are urged to control the cat and dog population and spay/neuter our animals. Why can’t a doctor do the same with people?

This woman is obviously a very selfish brat and the man a complete moron. People like that shouldn’t be allowed to breed in the first place. They’re living like kings and we’re paying for it.



Thursday, January 25, 2018

Day 83: This makes my blood boil


My Project: 365 Creative Writing Prompts

Day 83: This makes my blood boil

In 2010, I started this blog on the recommendation of a friend. I struggled with a number of issues, I needed a place to vent, and according to her a blog was the perfect place to do it.

While the majority of my posts are neutral, or even humorous, every now and then a venting post pops up. Today is one of those days.

I read on Facebook the other day that Kim Kardashian had another baby. Only she didn’t give birth to this one, she used a surrogate. The price of the baby $45.000

This, in my opinion, this is the most despicable thing any human can do and this makes my blood boil on so many levels.

It’s not like Kim can’t have children. She had two, so why a surrogate? Did madam not want to ruin her figure with a third pregnancy? Was she scared of the labor? She claims that her doctor said that another pregnancy would endanger her health, but that’s just bollocks. If a third baby endangers the mother’s health, then just don’t have a third baby, it’s as simple as that. But some people just never have enough. 

Put yourself in the place of the surrogate. This woman must have been so desperate for money that she agreed to have a baby for another woman. Then imagine the agony as that baby was snatched away from her. And for what … a lousy $45,000. She should have asked for $45 million. With a net worth of $175 million, it’s not like madam can’t afford it.

How such a thing can be allowed in our society is beyond me. Call it what you want, this is human trafficking at its dirtiest. Why are the rich allowed to get away with this?

In my opinion, someone like Kim Kardashian shouldn’t be allowed to have children in the first place. Bash me if you like, but she is a slut. Imagine for a moment 'her' kids growing up and going online.  This is what they will find …





And it won’t just be her kids finding these pictures, it will be their friends and peers as well. ‘Her’ kids will be so proud of her. 

Another thing I don’t understand is how anyone can just have a kid or multiple kids with no questions asked. Think about it, a license is needed to drive a motorized vehicle, to carry a firearm, go hunting, go fishing, or flying. A license is also needed if one plans house renovations, to keep a dog, or if a professional such as a doctor, a teacher, an electrician or a plumber wants to practice their trade. One even needs a license to get married. But apparently, they buck stops there. Once married the couple, whether rich or poor can breed to their heart’s content. If they can’t afford the kids, they get welfare from the government with no questions asked or no warning not to have any more kids. No, they can keep on breeding and collect cheques.

With $175 million to her name, Madam K won’t be collecting any welfare cheques but that doesn’t justify having a third kid. Why can’t she accept that she can’t have more kids or be happy with the kids she has? Why use a surrogate.

And she’s not the only one. Other women who used surrogates are Sarah Jessica Parker, Tyra Banks, Jordana Brewster, Nicole Kidman, Lucy Liu … do you see a trend here? All women who had to watch their figure for the sake of their careers. They are despicable monsters!

And it's not like they are going to raise these kids themselves. No, a nanny will do that. So you honestly see Kim Kardashian, Sarah Jessica Parker or Tyra Banks going get their hands dirty on changing diapers? Do you think they will get up at 3:00 a.m. for a feeding? No, that's what nannies are there for. So why have these kids anyway?






Sunday, November 19, 2017

Day 55: Children and Electronics


My Project: 365 Creative Writing Prompts

Day 55: Children and Electronics

A few days ago, I was on a bus in downtown Toronto when a woman with an enormous stroller came on board. I found this annoying, to say the least. Strollers take up a lot of space on a bus and are a danger to passengers. It’s bad enough that these strollers are allowed on a bus, but in my opinion, should be banned during peak hours. Bicycles are not allowed, so why strollers …

To further my annoyance, the toddler in the stroller was watching a video game on an iPhone. When a call came in the mother took the phone away from the toddler to answer it. The kid immediately started screaming and thrashing about.

I wasn’t the only one who sat and stared at this kid and his mother. He couldn't even walk or talk and already his entertainment came from a cell phone!

Then yesterday I noticed a picture on Facebook. A ten-year-old was holding a tablet, a three-year-old was busy with an iPhone, and dad was asleep next to a baby. There you have it readers, today’s modern family. 

Is this what today's parents are like? They don't buy toys for their kids anymore, they don't play with their children anymore, they shove an electronic device in their hands to keep them quiet.

If I find it annoying, the experts are of the opinion that cellphones at a young age can cause damage to these young bodies.

The rate of MWR absorption is higher in children than adults because their brain tissues are more absorbent, their skulls are thinner, and their relative size is smaller. Fetuses are particularly vulnerable because MWR exposure can lead to degeneration of the protective sheath that surrounds brain neurons, they report.
Multiple studies have shown that children absorb more MWR than adults. One found that that the brain tissue of children absorbed about two times more MWR than that of adults, and other studies have reported that the bone marrow of children absorbs 10 times more MWR than that of adults.

Another article talks about the damage cellphones have on children’s eyes. https://tinyurl.com/zeomtm2

Other than the possibility of causing harm I can only wonder how these kids will grow up. Experts all agree that regular toys benefit children in a number of ways. Take those toys away and what will happen? Will a lack of physical toys influence their motor skills? 


Soft toys teach children sensitivity. Stuffed toys may develop a love for animals. Blocks can lead to a love for building things. Combing a doll's hair might produce a stylist or beautician. And as the child grows up, will he or she develop a love for books and in the process learn how to write with correct spelling and grammar? Will they have any kind of an imagination?

While most people enjoy playing computer games, how young is too young to play these games?





Tuesday, August 30, 2016

The Husband's Secret. Liane Moriarty doesn't care if she offends her readers. Contains Spoilers


When amateur writers seek the advice of professionals on how to write a good story they invariably are told to:

Have an attention grabbing opening to the story;
To show rather than tell; and
To pay close attention to spelling and grammar

In my opinion, there should be a fourth piece of advice … give the story a good ending.


I recently read “The Husband’s Secret” and while the story was good, the ending was so disturbing that I will never read another book of Liane Moriarty again.

In The Husband’s Secret we first meet Cecilia, model wife of Jean-Paul, mother of three girls, and perfect housekeeper, who one day finds a letter her husband has written many years ago, in which he confesses to murdering a 17-year old girl.

We also meet Tess, wife of Will, mother and successful business woman who discovers that her husband is having an affair with her best friend.

Finally, there’s Rachel, a widow and mother of the murdered girl.

While Cecilia knows of the murder, and is deeply shocked, after reading the letter, she does nothing.

Once Tess finds out of her husband’s infidelity, she takes her son and runs home to her mother. Once there she meets an old boyfriend, Connor, with whom she has mind blowing sex.

Rachel works as an administrator in a primary school where Cecilia’s daughters and Tess’ son go to school and have Connor as a PE teacher. She is convinced that Connor killed her daughter, but lacks any proof.

The story babbles on and it’s quite enjoyable until the end.

Seeing how the police refuses to arrest Connor, after Rachel presented them with a new piece of (weak) evidence, she is going to take matters into her own hands.

During an Easter Sunday drive, she spots Connor crossing the street and floors the accelerator. Only Connor gets out of the way and she hits Cecilia’s youngest daughter, whose right arm has to be amputated.

When later she learns that it was actually Cecilia’s husband who murdered her daughter she decides not to report this to the police. He strangled her daughter, while she is responsible for a girl losing her right arm, so that makes them even.

(In a sort of epilogue the author mentions that the amputee girl will never get the chance to play tennis. I guess Liane Moriarty has never heard of John McEnroe, Jimmy Connors and Andres Gomez who were all left handed tennis champions.)

As for Tess … she gets a visit from her husband, who states that having an affair wasn’t quite as much fun after she left the house, and he wants her back. Even though Will is a frumpy, overweight, hairy man, who is unable to satisfy her sexually, she takes him back without a second thought to Connor, the gorgeous ex-boyfriend, PE teacher, who sent her to the moon and back with orgasms.

I guess Tess has never heard the saying … once a cheater, always a cheater. Several women will tell her that, once a man has eaten the green grass on the other side, sooner or later he will go back for another nibble.

Not only that, Tess finds herself pregnant with another child. Is it Will’s or is it Connor’s … she claims she will never know. Has Liane Moriarty never heard of DNA testing?

The marriage is clearly in trouble, but Tess thinks that another baby will make Will stay put. Not only is this naïve, it’s irresponsible.

As for Cecilia … she knows that her husband is a murderer but she will do nothing. She loves her husband and that’s that. She will continue to keep the house clean, do the laundry, do the cooking and now busy herself with her research on arm prosthesis and will be that.

The moral of the story …

Once you’re married and have kid, your happiness is of no importance. It’s all about the kid, let the kid not lose his father because then you’ll ruin his life.

(What kind of message does this send to desperately unhappy women? You don’t matter and put up with anything and everything? What about divorced women, are they supposed to feel guilty? I would like to tell Liane Moriarty that divorcing my husband was the best decision I’ve ever made.)

It’s okay to take the law into your own hands and almost kill an innocent man while a murderer goes free, she’ll even have him over for a cup of tea.

It’s okay to stay married to a murderer. After all, in your marriage vows you promised to be there for better or for worse, so a woman’s place is by her husband, regardless of his actions. Better that than for your three daughters to lose their father, for you to lose an excellent provider and having to move out from a stately home.

And it’s also okay to be a murderer as long as you’re sorry. After all, Jean-Paul as the killer gave up rowing (his favorite past time) and a few years later he gave up sex for 6 months. Oh well, who can argue with that?

Never mind that some people get the death sentence for murder, get life in prison, or spend several years in prison for manslaughter, this guy is sorry, gave up rowing and sex for a few months so that evens it out.

I am by no means a professional, but my advice to enthusiastic writers would be … pay attention to the ending of your story. People of all walks of life, all with their own problems will read your story and hopefully forget their troubles for a while. Do you really want to be judge and jury and risk offending your readers?





Monday, July 18, 2011

Job advice


Where it comes to unemployment and finding a job, just about everyone has suddenly become an expert. Just Google ‘How to find a job’ and see what comes up. Who are the people who write those articles? Do they have any qualifications to give advice?

This morning I read a post by Laura, who was putting in her two cents. She stated that she was unemployed and rambled on and on about her quest to find a job. Something she had failed at, yet she felt qualified to tell other how to be successful.

At the bottom of her article I found her signature in which she stated that she was a full-time mom of six children. Six children! No wonder she couldn’t find a job.
Not only had she been out of the job market for a good number of years, her technical skills were probably far from up to date.

Other than that, would you hire a mom of six kids? I wouldn’t. What are the chances that she works an uninterrupted week? You know how it goes with kids … they have to be taken to school and picked up, so as an employer you can forget about her coming in early or staying late. When the kids get sick or have an accident, they have to be taken to the doctor and if it’s anything serious someone is needed at home to take care of them.

No thank you, where it comes to employment, give me a woman over the age of 45 any day.  Judging from the comments Laura got on her article, I wasn't the only one with misgivings.